Condo Unit Owner Insurance

There are many insurance policies available for condominium and townhouse unit owners. Condo and townhouse insurance is different from home insurance in that it usually doesn’t protect the structure or building. Typically, your association is the one responsible for insuring the building. However, that insurance policy generally never protects a unit owner from other property losses and personal liability. Condo/townhouse insurance is made specifically to protect unit owners from these risks. In most instances, your association’s master insurance coverage stops inside the exterior walls, meaning that you’re responsible for the interior walls and possibly for fixtures, as well as your personal property and liability exposures. This is where your own personal policy would come in. Following is a partial checklist of the top questions to consider when choosing an insurance policy to protect you and your unit:

Eastern Insurors performs a specialized review, just for condos and townhouses, to make sure that we do a thorough job of uncovering all of the exposures so you are protected properly.