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Disability Insurance

Imagine that you are hurt and must take time out of work. Does your employer provide disability insurance? Even if they do, does it cover the length of time you may be out of commission? These are things you should be considering if you need to purchase disability insurance. Your need for disability insurance may be greater than you realize, and it’s not a responsibility you should simply toss aside for your employer to deal with. Although worker’s compensation is required by law to be provided to you by your employer, disability insurance is not required in every state. Only in Hawaii, New Jersey, Rhode Island, and New York does state law obligate employers to provide disability insurance for up to 26 weeks. Currently, there are no state laws that require employers to provide you with long term disability insurance. If your employer does not provide enough or any disability insurance, look no further than Eastern Insurors. We have many options for comprehensive disability lines to best suit your needs. Disability insurance policies basically provide replacement income for you during the time you are unable to work. Do not make the mistake of underestimating the importance of this type of insurance; consider this: how would you and your family survive without your income? What things and activities would you need to give up without your income? Disability insurance typically replaces 60-70% of your income during the time in which you are unable to work and/or perform the duties defined by your employment. Can you afford NOT to purchase this coverage? Contact Eastern Insurors today for more information and get a free New Jersey disability insurance quote, right now!

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customer reviews
I have several policies through Eastern Insurors and have had a very positive experience all-around. From initial inquiry to final signatures I have been very pleased and feel far more educated as a result of the interactions. Ian was the contact for my most recent policy and he was tremendously patient as I asked questions and made sure I understood the policy and process along the way.
Justin Van Dyk
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    Excellent customer service. Every time.

    We’ve built a company that values our customers, we empower our employees to do great work. We pride ourselves on providing each one of our customers with an outstanding experience every time they do business with us. Our people are our greatest asset and we take the hiring and training process seriously. Find out why our customers trust us to protect their assets.
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