Life Insurance NJ

Life Insurance

Life insurance is one of the biggest investments a person can make. Purchasing the policy is not a big expense, but the impact of having life insurance when you pass away is a large one. By purchasing a life insurance policy, you can ensure that those close to you will be able to live comfortably when you are gone. Life Insurance provides money to whoever you designate as a “beneficiary” upon your death. This money can prove to be a much needed asset if your loved ones are faced with the burdens of debt, funeral costs, estate taxes or college tuition upon your passing. If you are interested in purchasing life insurance, you should know that you have several options. A variety of life insurance policies are available, with the most popular being “term life” and “whole life”. Term life is typically your most simple and inexpensive option and allows you to purchase coverage for a specific price for a specified period. If you die during that time, your beneficiary receives the value of the policy. Whole life is similar to term, but allows you to purchase a policy that covers your “whole life”- not just a set period. Both individual and group life insurance policies are available, with group life typically being offered through an employer. At Eastern Insurors we understand the sensitive nature of shopping for life insurance. Our helpful agents will be sure to walk you through our coverage options and answer any questions you may have about your policy. The amount of life insurance you select should be dependent on your personal and financial needs. We can assist you in determining an appropriate coverage amount and help you decide on which type of life insurance is right for you. Taking five minutes to get a free life insurance quote will get you on the path toward protecting your loved ones from loss in your absence. Fill out our simple online form now.
customer reviews
I have several policies through Eastern Insurors and have had a very positive experience all-around. From initial inquiry to final signatures I have been very pleased and feel far more educated as a result of the interactions. Ian was the contact for my most recent policy and he was tremendously patient as I asked questions and made sure I understood the policy and process along the way.
Justin Van Dyk

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