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Workers Compensation Insurance NJ
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Workers Compensation

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have worker’s compensation protection? Most business owners understand that worker’s compensation is important, but did you know that if you have employees, it is required by law to have coverage? Worker’s compensation is a type of insurance coverage that protects your employees. Policies can provide coverage for:

  • Medical expenses
  • Lost income/wages
  • Rehabilitation costs
  • Death benefits
  • And more…

For anyone who is classified as an employee, it is required by law to provide them with worker’s compensation coverage. Employees can opt out of coverage, but if you do not offer it, you can be fined up to $2,500 a day and can face a Class D felony charge with a mandatory minimum one year prison sentence. Termination of an employee who is injured while working and/or who files a worker’s compensation claim is also illegal. As a rule, a company with five or more employees is mandated to purchase workers compensation insurance to cover medical expenses, permanent disability, and a portion of the injured employee’s wages. Having worker’s compensation coverage can save you and your business from costly lawsuits and employee issues. Worker’s Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company. Eastern Insurors can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free workers compensation insurance quote. You’ll be surprised at how much your business can save by choosing to place your policy with Eastern Insurors; contact us today!

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customer reviews
I have several policies through Eastern Insurors and have had a very positive experience all-around. From initial inquiry to final signatures I have been very pleased and feel far more educated as a result of the interactions. Ian was the contact for my most recent policy and he was tremendously patient as I asked questions and made sure I understood the policy and process along the way.
Justin Van Dyk
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    Excellent customer service. Every time.

    We’ve built a company that values our customers, we empower our employees to do great work. We pride ourselves on providing each one of our customers with an outstanding experience every time they do business with us. Our people are our greatest asset and we take the hiring and training process seriously. Find out why our customers trust us to protect their assets.
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