There are many factors that can affect New Jersey Homeowner's Insurance costs. The most notable factors to consider are the location, the age of the home, and the style/method of construction. Homes that are safe from both natural disasters and crimes are the most affordable to insure. However, unless moving is an option, choosing a perfect location can be difficult to control. Regardless of where you live, using the 5 tips below can help you save when purchasing a Homeowner's Insurance policy.